Can I get a payday loan without a checking account? The answer is No.
No, you cannot have it without a checking account. Think about it, in order to process your application online, the lender need to verify your monthly income, and the only way to do it is when you presenting them with your bank account statement - this also serves as a prove that you 're working and are able to pay the payday loan back.
Another reason why you need a checking account is that where your loan is going to. Here's how it works online: you give the lender your account information, and they'll credit your payday money to your account.
And another reason why must have a checking account to get a payday loan is that the lender withdraw loan amount from your account when the loan is due. You will have to fax them your voided check and 30 day bank statements to get approved.
What may not be required by some lenders is the direct deposit option but the checking account must be present...
Check these lenders who doesn't require direct deposit option
www.mycashnow.com - Cash goes in your account overnight. Loaned deposit is not required. No credit check. Confidential - secure.
www.payday-loan-online-to-1000.com - No credit checks. Paperless refinances, quick and easy application, and 30 second approval right online. No fax required.
www.xtracash1000.com - Instant online approval up to $1,000. No credit checks. Money deposited into your account within 24 hours. Apply now - it's quick and easy. No fax required.
www.igotit.com - Very low fee. Direct deposit is not needed. Friendy, courteous phone operators - or apply online. No credit check.
www.paydaymax.com - No direct deposit needed. No credit check.
